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AFA PRESIDENT: DIRECT LIFE INSURANCE NO MATCH FOR ADVISED

AFA national president Marc Bineham has criticised direct life insurance channels, saying they have “inherent weaknesses” compared to advised policies. Mr Bineham says outcomes from direct and group life insurance “do not measure up when compared with consumer outcomes from life insurance cover arranged by a professional financial adviser”. Image Source: ifa.com.au [...]

By |2018-03-06T14:36:12+10:00November 7th, 2016|Financial Planning and Advice, Insurance, Life Insurance|Comments Off on AFA PRESIDENT: DIRECT LIFE INSURANCE NO MATCH FOR ADVISED

FINDING THE BEST COVER

When purchasing life and disability insurance three different types of policies there are available for you to consider; group, retail, and direct. Each of these has both their advantages and disadvantages – which to the untrained eye – may not be immediately apparent. It is important to understand what you are paying for [...]

By |2018-03-06T15:02:05+10:00October 7th, 2016|Income Protection, Insurance, Life Insurance|Comments Off on FINDING THE BEST COVER

LIFE INSURANCE: WHY YOU NEED IT

Did you know that we also offer cost-effective insurance options in addition to finance? We consider it part of our responsibility to you to do whatever we can to ensure you and your family never suffer any financial hardship, or experience any difficulty in meeting your financial obligations. We genuinely care about [...]

By |2018-03-06T16:16:33+10:00March 28th, 2016|Insurance, Life Insurance|Comments Off on LIFE INSURANCE: WHY YOU NEED IT

IS YOUR INCOME COVERED?

DO YOU HAVE THE RIGHT INSURANCE PROTECTION? Many Australians may not have adequate income or mortgage protection insurance cover in place to service their home loan repayments and living expenses in the event they lose their job, or suffer a serious illness or injury that would make them unable to work. *In fact, while [...]

By |2018-03-06T16:36:20+10:00November 27th, 2015|Income Protection, Insurance|Comments Off on IS YOUR INCOME COVERED?

THE IMPORTANCE OF INSURANCE

JOHN'S TALE AND INSURANCE If you are like most Australians, insurance is one of those things which can be put off for another day. But another day might be one too late – the story of John outlines how important it is to have the right insurance. Read Related Article: Life Insurance: Why You Need [...]

By |2018-03-06T16:52:55+10:00November 16th, 2015|Insurance, Life Insurance|Comments Off on THE IMPORTANCE OF INSURANCE

SMSF PLAN COVER TO SUIT YOUR NEED

SMSF INSURANCE NEEDS Under the Superannuation Industry (Supervision) Regulations 1994 - Reg 4.09, all SMSF trustees must regularly review their investment strategy which includes whether all trustees have the need for insurance or not. Read Related Article: Finding the Best Cover Read Related Article: Is Your Income Covered? We've previously discussed underinsurance in [...]

By |2018-03-06T17:12:29+10:00September 23rd, 2015|Insurance, SMSF Insurance, Superannuation and SMSF|Comments Off on SMSF PLAN COVER TO SUIT YOUR NEED

CHILD COVER – THE UNWANTED DISCUSSION

CHILD COVER INSURANCE As parents we are continually thinking about our children's wellbeing, from their happiness to education and health. Our thoughts are on providing the best for them; however when we think and talk about child cover, we may become reluctant.Read Related Article: Understanding Trauma InsuranceRead Related Article: The Facts [...]

By |2019-01-17T13:08:32+10:00September 3rd, 2015|Child Cover Insurance, Insurance|Comments Off on CHILD COVER – THE UNWANTED DISCUSSION

UNDERSTANDING TRAUMA INSURANCE

WHAT IS TRAUMA INSURANCE? Medical advances are constantly improving survival rates for serious illnesses. This is great news. But how can you ensure life goes on after such a traumatic event? What is Trauma Cover and how can it help? Watch this video to learn more. Read Related Article: Child Cover: The Unwanted [...]

By |2018-03-06T17:58:53+10:00August 28th, 2015|Insurance, Trauma Insurance|Comments Off on UNDERSTANDING TRAUMA INSURANCE

THE FACTS OF LIFE

Life passes us by every day. In the hustle and bustle of our daily activities, we are faced with various situations which we tend to neglect and treat as a normal part of life. Just as we are so sure that we know everything which is happening around us, we are confronted with facts we never [...]

By |2018-03-06T17:34:19+10:00August 26th, 2015|Australian Statistics, Insurance|Comments Off on THE FACTS OF LIFE

INCOME PROTECTION EXPLAINED

As most people prefer to watch a video than read the entire content of an article, we bring you a 45-second video that explains what income protection is all about. This animated video shows the importance of income protection and the role it plays in protecting your lifestyle. Read Related Article: Finding the Best Cover [...]

By |2018-03-06T17:45:00+10:00July 23rd, 2015|Income Protection, Insurance|Comments Off on INCOME PROTECTION EXPLAINED