An interest-only home loan is a product that allows you to obtain a loan and only pay the interest for a set period of time, without paying off any of the loan principal. In this article we talk about the pros and cons of interest-only products to help you decide if it’s time to say hello to interest-only.
With the official cash rate at a historical low and the possibility of more RBA rate cuts on the horizon, the most frequently asked question of professional mortgage brokers today, ‘Should I switch to a fix rate interest product?’
Getting a mortgage locked in can be a major hurdle when buying a property, whether you’re a home buyer or an investor. In this article we talk about some of the benefits of refinancing your mortgage and some of the strategic reasons why you should regularly consider making a switch.
If you’re self-employed or a small business owner, growing your business can be a challenge. You may find your expansion plans are frustrated by irregular cash-flow, insufficient or out-dated equipment, or business premises that are just too small. Clever financing options can really open up opportunities for small business owners and the self-employed. Here are just a few alternative financing options that you could use creatively to help your business grow.
When it comes to financing your investment property, there are several different options that you can use. Choosing the right one will depend on your investment structure and strategy, but there’s no need to spend days or even weeks researching the options. Here are the most popular loan types used by property investors in Australia today.