Sadly, managing our personal finances is not one of the skills they teach us at school. It is not easy, and for many, the thought of preparing and managing a budget is just – well – boring.
Here’s some great end of financial year budget ideas for home buyers. Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan, but it’s particularly important for first home buyers about to take the first step on the property ladder.
Taking control of your financial future takes time and discipline. It will involve making some hard decisions, but if you make a plan and stick to it, over time it will become a habit and will deliver financial security and prosperity.
Talking about your money needn’t be a baffling experience. But you may have to get used to a few terms and phrases. Here’s a simple A to Z to get you going.
Most of us spend more than we need to on everything from credit cards to power bills and petrol. Nicole Pedersen – Mckinnon has some simple tips that can save you over $5, 000 right away.