Couple looking at something

Getting ready to buy your first home? As your mortgage broker, we’re here to help you every step of the way. It’s an exciting time and it’s easy to make mistakes. Here are 5 common mistakes that you should try to avoid!

Two hands shaking

With auction clearance rates slipping below 50% in some markets right now, vendors are much more open to a pre-auction offer. You’ll also find more vendors choosing a private sale over an auction because it allows them to hold out for their price and save on auction costs. That means, if you’re ready to buy a property in the spring market, you’ll also want to be ready to drive a hard bargain. Here’s some tips on how to make a successful pre-auction offer and negotiate your price like a pro.

Red Christmas gift box

According to the Australian Bureau of Statistics, Australians splurged a whopping $47.5 billion during last year’s Christmas shopping period. That probably made for a lot of blistered credit cards and debt hangovers come February! As your credit advisor, we’d like to recommend a more sensible approach to spending this silly season. Here’s a few tips to help you keep things under control.

Coins piled on top of an open palm

No matter what investment strategy you use, calculating the potential rental return on an investment property is a key step in the purchasing decision process. The rental yield is an important indicator of how a property is likely to perform and the cash flow it will generate. In this article, we explain how to estimate the rental yield – an important first step before deciding whether an investment property is the right one for you.

hands shaking in a deal

Building your own home gives you the freedom to design it exactly to your taste, from the ground up. And if you’re a first-home owner, there may be some useful government incentives available to help get your project off the ground. Here’s what you need to know about building your own home and choosing a contractor.

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